1. The Terms and Conditions form the basis of the Agreement entered into by and
between the owner and operator of the website www.thelightwithin.in (‘Service
Provider’) and yourself (‘Consumer’). All information or services provided by the
Service Provider are provided subject to these terms and conditions, whether free of
charge or for consideration. By accessing the website www.thelightwithin.in
(‘Website’) or any of its services, the Consumer agrees to be bound to the below
Terms and Conditions.

2. Any payments made to the Service Provider by means of credit cards, debit cards
or PayPal charge services are processed by third party processors (‘Payment
Gateway’) who process payments securely. In the event you choose to make a
payment to the Service Provider, you will be transferred to the appropriate Payment
Gateway where the payments shall be processed, in accordance with the terms of
the Payment Gateway. The Service Provider accepts no liability for any deficiencies,
losses, damages or consequences arising from the use of credit cards, debit cards
or PayPal charge services in conjunction with any Payment Gateway.

3. A refund cannot be issue to the Consumer by the Service Provider once the payment has been made. In case of extenuating circumstances, the case will be reviewed before coming to a decision.

4. The Service Provider provides information and services for entertainment
purposes only and does not in any way constitute personal, legal, financial, medical
or any sort of professional advice. We do not provide any kind of medical or
healthcare advice, or purport to do so. These services will not cure any medical
conditions, diseases, injuries, disabilities or mental illnesses. Information from the
Service Provider cannot replace a visit to a doctor, hospital, clinic, psychologist or
psychiatrist. The Service Provider does not and cannot guarantee the accuracy of
information, a reading or any other service. The Service Provider makes no
representations or warranties, express or implied, with respect to the accuracy,
relevancy, or quality of information. Any loss, damage or liability occasioned to any
person (including, without limitation, physical, mental, financial, incidental or
consequential) arising from information, suggestion(s) or advice provided to you
through this website is at your own risk and the Service Provider disclaims all liability
for the same. No part of the Website constitutes the advertisement of a magical remedy.

5. The Website and any information contained on the Website or in any
communications from the Service Provider is on an ‘as is, where is’ basis with no
warranties, express or implied.

6. The Consumer represents and warrants that the Consumer is above the age of
18, or the age of majority in the jurisdiction in which the Consumer accesses the
Website, and that the Consumer is not prohibited from accessing the Website by the
laws of the jurisdiction where the Consumer resides or accesses the Website.

7. Privacy and Confidentiality: Personal information provided to the Service Provider
by the Consumer, including the Consumer’s identity, shall be kept confidential and
Draft Terms & Conditions – 13.09.2014
Privileged and Confidential – Satyajit Sarna
not divulged to any third party, except where required and to the extent required by
any law, authority, law enforcement authority in apparent exercise of its duties. The
Service Provider shall similarly not divulge any information relating to the Consumer
which is received from the Payment Gateway.

8. Advertisements: The Website may contain advertisements, and referrals to and
links to other websites either on the Website or in emails. These advertisements and
links do not constitute any endorsement, approval or agreement with any other
websites or any information or resources offered at such websites. The Service
Provider is not liable for any services or contents linked to from the Website.

9. Copyright: The contents of the Website and of any communications from the
Service Provider are the original work and intellectual property of the Service
Provider and are protected by Copyright. The Consumer may not copy, reproduce,
share or use any of the contents of the Website or of any communications from the
Service Provider without written permission from the Service Provider.

10. Jurisdiction: This agreement shall be governed by the laws of India and courts at
New Delhi shall have exclusive jurisdiction over any disputes arising out of or in
connection with the Website or any information or services provided by the Service
Provider.

11. Severability: If any provision of this contract is deemed void, unlawful, or
unenforceable for any reason, then that provision shall be severed from the rest of
the terms and conditions and shall not affect the validity and enforceability of any of
the remaining provisions.

12. Variation: The Service Provider reserves the right to update the Terms and
Conditions at any time, and the Consumer shall be bound by the Terms and
Conditions at the relevant time. The Consumers continued use of the service
following changes to the terms of service constitutes an acceptance of the
amendments, if any.